Finance Tools

🧮 Percentage Calculator Find percentages, increases, and decreases instantly. 🏦 EMI Calculator Calculate your monthly loan EMI from principal, rate, and tenure. 💸 Loan Prepayment Savings Calculator See how much time and interest you'd save by paying extra toward your loan principal every month — a natural companion to the EMI Calculator. 📈 Simple & Compound Interest Calculator Compare simple and compound interest on any principal. 🏷️ Discount Calculator Work out sale prices and savings from a discount percentage. 💰 Tip Calculator Split the bill and calculate tips in seconds. 📊 SIP Calculator Project the future value of your monthly SIP investment. 📉 Inflation / Purchasing Power Calculator See what your money will really be worth after inflation, and how much you would need in the future to match today's purchasing power. 🪙 Rule of 72 (Doubling Time) Calculator Find how many years it takes to double your money at a given rate, or the rate needed to double it in a target time. 💼 Financial Calculator Time value of money, loan payoff, and net worth — three calculators in one. 🎯 Break-Even Point Calculator Find how many units you need to sell to cover your costs, from fixed costs, variable cost, and price. 🎁 Gratuity Calculator Calculate gratuity payable under India's Payment of Gratuity Act, from basic salary, DA, and years of service. 🏖️ Leave Encashment Calculator Calculate your unused leave payout at retirement or resignation, and how much of it is tax-exempt under Section 10(10AA). 💵 In-Hand Salary (CTC to Take-Home) Calculator Break your annual CTC into Basic, HRA, allowances, and deductions to find your actual monthly take-home pay. 🏡 Buy vs. Rent Calculator Compare the long-term financial outcome of buying a home versus renting and investing the difference, over a chosen time horizon. 🏠 House/Loan Affordability Calculator Find how much home loan and property price you can actually afford, based on your income and existing debt obligations. 🪜 Real Raise Calculator See what your salary raise is actually worth after inflation — your real, purchasing-power-adjusted raise, not just the headline percentage. 📺 Subscription Cost Tracker List your subscriptions and their prices to get an instant monthly and annual total — nothing is saved, just add up as you type. ☕ Daily Habit Cost Calculator See what a small daily habit — coffee, cigarettes, takeout — really costs over a year or a decade, and what you would have if you invested it instead. 🚗 Commute Cost & Time Calculator Find out what your commute actually costs and how many hours a year it eats, from distance or fare, commute time, and how many days a week you travel. 🧾 Split Bill / Group Expense Calculator Add everyone in the group and each expense with who paid and who shares it — see exactly who owes whom to settle up. ⏱️ Freelance Hourly Rate Calculator Work out what to charge per hour from your income goal, business costs, working hours, and non-billable time.